ACH-Overview

Back
How Can I Use ACH?

Even as credit cards become more and more prevalent in the market, ACH use trends continue to rise. Why? Because ACH is multipurpose; there are many ways to utilize the ACH network, including:

  • Preauthorized credits or debits
  • Recurring billing
  • Payroll
  • Transactions via phone
  • Web transactions using e-check
  • Resubmitting a bounced physical check
Why Should I Use ACH?

ACH transactions offer many potential benefits to merchants who make ACH available to their customers, or use the ACH network for administrative functions. Some of those benefits include:

  • Increased profits due to reduced administrative costs
  • Lower interchange fees than credit/debit card transactions
  • Less susceptible to fraud than paper checks
  • Greater potential for charitable donations
  • Additional payment option means increased likelihood to convert at checkout
  • Recurring billing via ACH translates to on-time payments
Who Should Use ACH?

Just about every merchant who processes transactions is eligible to use the ACH network, but there are certain merchants who might benefit above others, including:

  • Inbound call centers
  • Non-profit organizations that accept donations
  • Insurance companies
  • Property management companies/mortgage companies
  • Subscription-based services
  • Membership-based organizations
  • Service-based merchants who use check conversion for in-person payments, such as doctors, lawyers, dentists, and accountants.
Contact sales